WEBSITE DISCLAIMER

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus (Fund Fact Sheet) before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.

Investors should educate themselves regarding securities, taxation or exchange control legislation, which may affect them personally. This web site is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult an appropriate professional regarding your particular circumstances.

Andrew Bourne is licensed for the sale of mutual funds through Groupe Cloutier Investments., and is also licensed for the sale of life insurance products and is registered through separate organizations for each purpose and as such, you may be dealing with more than one entity depending on the products purchased. The sale of insurance products is not the business of or under the supervision of Groupe Cloutier Investments.

All non-mutual fund related business is not in the capacity of an employee or agent of Groupe Cloutier Investments. Non-mutual fund related business includes, without limitation, advising in or selling any type of insurance product, advising in or selling any type of mortgage service, estate and tax planning or tax return preparation. Accordingly, Groupe Cloutier Investments. is not liable and/or responsible for any non-mutual fund related businesses conducted.

The information contained on this Internet Website is for general information purposes only, not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice.